API-driven extensions for your lending core
Unlock capabilities your platform exposes but doesn't deliver natively. Deployed outside the core. Upgrade-safe by design.
Building what you need on your lending core.
Internal extension projects drag on for months, burn through budget, and depend on a shrinking pool of engineers who actually understand the platform. When they leave, the knowledge leaves with them.
Outside integrators make it worse. They treat the core platform like a black box, wrapping it in middleware that breaks on every upgrade because they're building around the platform, not from within it. The result is fragile connections, regression risk, and more maintenance, not less.
Meanwhile, the automation, dashboards, and straight-through processing your operations team needs stay out of reach, not because the platform can't support them but because nobody with deep platform knowledge is doing the building.
Ship new capabilities
without waiting on a roadmap.
Extension Studio connects to your lending core, such as Loan IQ™, through its SDK and API layer, adds its own processing capabilities, and exposes everything as rich, self-describing APIs built on a hypermedia-driven architecture for navigability and longevity. Every extension deploys as a self-contained package, upgrade-safe by design.
Production-ready APIs that solve real operational gaps
These aren't theoretical endpoints. They're built from patterns we've seen banks need repeatedly, and they ship ready to integrate.
Matrix Pricing API
REST API · Lending Core Extension
The problem
Modern lending cores support complex tiered pricing: rates that shift based on credit ratings, outstanding balances, and dates. But extracting those pricing matrices programmatically for downstream systems, investor reporting, or front-office tools requires custom integration work every time. Banks end up maintaining parallel pricing logic in spreadsheets or shadow systems, creating drift between what the system calculates and what gets reported.
What the API delivers
The Matrix Pricing API exposes a lending core's full tiered pricing engine as a clean REST endpoint. Feed it a deal's parameters (rating, balance tier, date) and it returns the exact applicable rate, margin, and pricing metadata. No need to replicate pricing logic outside the platform. Your front-office tools, investor portals, and reporting systems all pull from the same pricing source of truth.
View API detailDepth that only comes from building the platform itself.
See what your lending core can do next.
Walk through your current environment with the team that knows the platform best. See what Extension Studio can deliver in weeks.